They say it’s never too early to start saving for retirement. It can seem too soon, however, when we feel like we are scraping by or we don’t have control of our money. Here are a few things to help you to get serious about saving up.

Operate on a monthly budget. Take authority over every dollar you bring in, in the process find some extra to put toward debts.

Make extra money. Work some overtime. Start a side hustle. Pick up a part-time gig.

Sell some stuff. Look around you, there’s probably some things you aren’t even using that can get you started to pay down the debt.

Don’t buy things you can live without. Don’t be impulsive. Impose a 7-day waiting period for non-essential purchases — during the waiting period, really think about how the purchase will affect your finances, vs the value it will bring.

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Have questions about getting in position to get out of debt? Send your contact info for immediate access to the calendar to schedule a FREE consultation:

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* so, you can see that the keys to both paying down debts and saving money are essentially the same. Once you are committed to managing your financial situation you’ll be in position to both eliminate debt and create a nest-egg. And when you’re there, it will be the right time to see if a Look At Me, Debt-free!™ plan makes sense for you.